Nov 3, 2023
Car Financing -Chevy Equinox
Chevy Equinox. Photo: Chevrolet.

If you are looking to buy a new Chevy, you want the car shopping and financing process to be as quick and hassle-free as possible. Rather than going to the bank for a car loan, consider getting car financing from your Chevy dealer. Getting financing directly from the dealership offers numerous advantages that can save you time and money.

5 Benefits of Getting Car Financing From Your Chevy Dealer

1. One-Stop Shop for Your Car Ownership Needs

Your local Chevrolet dealership is a one-stop shop for all your car ownership needs. You don’t need to shop for a car and then get financing separately through a bank. Your dealer will handle everything, from helping you choose your dream Chevy to handling the financing paperwork.

The dealer’s finance team will assess your budget, income, and credit and recommend the best financing program for you. The help offered by your dealer’s team makes the car-buying experience much simpler and faster.


2. Great Deals and Incentives on Financing

Dealer financing can earn you great deals and savings. Dealers offer special incentives like 0% APR financing for the first year, which can lower your monthly payments. You may also get other promotional rates, cashback offers, and discounts, which further sweeten the deal. Banks typically don’t offer incentives on auto loans, so financing your Chevy through the dealer is a smart financial choice.

3. Expert Help on Chevy Inventory

Buying and financing your Chevy through the dealer gives you access to expert help. Your dealer knows the current Chevy inventory very well, including the models, features, pricing, and financing terms. They can match you with the perfect Chevy car, truck, or SUV that fits your needs and budget. The bank simply handles financing, meaning you have to navigate the rest of the process on your own.

4. Easier Qualifying Terms

Your local dealer has more flexible qualifications and standards than banks and other lenders. Even if your credit score isn’t perfect, the dealer may be able to get you approved for financing that fits your budget. Dealerships even have in-house financing for buyers with low credit scores. Getting financed with poor credit allows you to build your credit back up as you make your monthly car payments on time.


5. Build a Credit Relationship With Your Dealer

When you get financing through your dealer, you have the opportunity to build a credit relationship with them. The dealer will have your information on file to assist with future service needs. When it’s time to purchase your next ride, the established relationship makes getting pre-approved for financing faster and simpler. It will also be easier to trade in your old Chevy for a new one.

Instead of jumping through hoops to get vehicle financing from a bank, streamline the car-buying process by getting pre-approved through the dealership. Contact us today at Boyd Automotive to discuss your financing options with our finance team.